Contact your title processor to make the escrow deposit and forward the sales contract
If a power of attorney or mail away closing is needed, discuss with your title processor and your lender to make the appropriate arrangements
Provide your lender the executed sales contract so they can place a formal title request
Choose a home inspector and coordinate the inspection with your real estate agent
Coordinate with your title processor to determine if a new survey is needed and order survey if applicable
Choose a homeowner’s insurance agent, confirm coverage needs and request coverage effective the date of closing
Provide insurance declaration pages and invoice(s) to your lender and/or your title processor
Contact utility and cable companies to determine requirements for new services
Coordinate with your lender and or title closer to determine the “cash to close” figure
Make arrangements with your bank to send a wire for your “cash to close”
What do sellers need to do prior to closing?
If you have a property survey, provide it for review to determine if it is acceptable for use
If a power of attorney or mail away closing is needed, discuss with your title processor to make the appropriate arrangements
Coordinate with your title processor to determine how you would like to receive the sale proceeds.
If requesting a wire transfer, confirm routing and account information with your bank and provide to your title closer
What do you need to bring to your closing?
If a power of attorney or mail away closing is needed, discuss with your title processor to make the appropriate arrangements
Coordinate with your title processor to determine how you would like to receive the sale proceeds.
What will happen at your closing?
Final settlement statement will be reviewed and signed
All closing documents will be reviewed, signed, and notarized
Copies of executed closing documents will be provided
Once all parties have executed the appropriate closing documents, and the lender has authorized funding (if applicable), all proceeds will be disbursed.
House keys, garage door openers, community association documents (if applicable) and other pertinent items will be provided by the appropriate parties
All documents will be securely imaged for future needs
